CONTRIBUTION Chem. Solvents, Inc. v. Greenwich Ins. Co., 2023 U.S. App. LEXIS 868 (6th Cir. Jan. 13, 2023) A divided Sixth Circuit panel holds that, under Ohio’s “all sums” allocation scheme, “targeted” insurers may seek indemnity contribution from a policy reinsured by a captive insurer. The court rejected the insured’s argument that allowing contribution from…
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Fourth Circuit Holds That Cooperation Clause Does Not Apply to Insured’s Conduct in Negotiating Bankruptcy Plan
In Hanson Permanente Cement, Inc. v. Kaiser Gypsum Co. (In re Kaiser Gypsum Co.), ____ F. 4th ____, 2023 U.S. App. LEXIS 3482 (4th Cir. Feb. 14, 2023), the Fourth Circuit ruled that an insured’s obligations under a typical cooperation clause in a general liability policy only required the insured to assist and cooperate with…

Top Developments – December 2022
ALLOCATION Radiator Specialty Co. v. Arrowood Indem. Co., 2022 N.C. LEXIS 1122 (N.C. Dec. 16, 2022) North Carolina Supreme Court, in a divided decision, applies an “exposure trigger” and pro-rata allocation to benzene-related bodily injury claims against a product manufacturer under liability policies. Based largely on judicial notice taken by the trial court, the majority…
Top Developments – November 2022
Top developments in assault and battery exclusion, climate change, contamination exclusion, no broker, duty to defend, intentional acts, no “occurrence”, and more.

A Changing Climate: The Rising Tide of ESG Liability and Implications for D&O Coverage
By: Celestine Montague and Christopher M. Quinlan The latest legal buzzword, ESG, represents the environmental, social and governance factors that many corporations are now required to consider and disclose alongside traditional financial information such as operating results and management compensation. Environmental concerns may involve carbon footprints, greenhouse gas emissions, deforestation, biodiversity, climate change and pollution…

Pennsylvania Federal Court Finds No Coverage for Hacking Claim Under E&O Policy
By: Celestine Montague and Paul A. Briganti On June 9, 2022, the U.S. District Court for the Eastern District of Pennsylvania held, o summary judgment, that an insured was not entitled to coverage under a Professional Errors and Omissions (E&O) policy for loss allegedly resulting from a hacking incident. See Construction Fin. Admin. Servs., Inc.…