Case of First Impression Rules No Coverage for COVID Business Interruption Claim Because No Direct Physical Loss

Case of First Impression Rules No Coverage for COVID Business Interruption Claim Because No Direct Physical Loss

Michigan Circuit Court Judge Joyce Draganchuk (Ingham County) granted the insurer’s motion for summary disposition in Gavrilides Management Company v. Michigan Insurance Company. At issue was coverage for restaurants that were shuttered by COVID-19-related government orders. The court concluded that no coverage is owed.